Safety Trained Supervisor in Construction (STSC) Practice Exam 2026 - Free STSC Practice Questions and Study Guide

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What are indirect costs associated with accidents?

Costs related to direct medical treatment

Costs such as loss in earning power, loss of time by supervision, damage to tools and equipment, and cost of training a new worker

Indirect costs associated with accidents refer to expenses that are not directly tied to medical treatment or immediate incident response but arise from the wider implications of an accident within the workplace. The correct response highlights that indirect costs can encompass a range of factors, including loss in earning power due to employee injury, time lost by supervisors managing the aftermath of the incident, damage incurred to tools and equipment, as well as the expenses involved in training new workers to replace those who were injured.

These costs can significantly impact a company's overall financial health, even if they are not immediately apparent. For example, when an employee is injured, their inability to perform their duties affects productivity and may create a ripple effect that leads to financial losses related to delayed projects or decreased workforce morale. Additionally, if tools and equipment are damaged in an accident, that could lead to costs associated with repairs or replacements that go beyond the initial incident.

The other options represent more direct costs or categories that do not fully encapsulate the broader scope of indirect costs resulting from workplace accidents. Therefore, focusing on indirect costs is essential for comprehensive safety and financial analysis in any organization.

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Costs for additional safety gear

Administrative costs only

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